A neutral comparison of the two main ways to fill Medicare's gaps. Independent educational site. Not affiliated with or endorsed by the U.S. government, the federal Medicare program, or any insurance company. Figures are 2026 amounts published by CMS unless noted; check Medicare.gov for your situation.
- Medigap vs Medicare Advantage: how to choose, with the numbers
A neutral comparison of Original Medicare with Medigap versus Medicare Advantage: costs, networks, prior authorization, travel, and the switching risk.
- The Medicare Advantage trial right: a 12-month safety net
How the trial right lets first-time Medicare Advantage enrollees return to Original Medicare and buy Medigap without health questions, and the deadlines.
- Networks and prior authorization: what changes when you choose Medicare Advantage
How HMO and PPO networks work in Medicare Advantage, what prior authorization means in practice, and how to check before you enroll.